Often people think that car insurance is required even at the time when someone doesn’t have the vehicle insurance. But there are a number of situations while someone needs auto insurance but don’t qualify for the vehicle license or don’t have the license for some reason. And even in these situations, one can apply for auto insurance.
So, here are the ways to get auto insurance without a license:
- You have a personal driver: You may get vehicle insurance even while you don’t have the driving license, but you have a personal driver. It means, if you are the owner of the vehicle and not the driver, then you can qualify for the auto insurance. But to get car insurance for people with no license this way, the designated driver needs to provide the name and the driving license. Besides, in this case, the insurance provider will also ask for some permission to pull the driving record as this would work as the basis for the cost of auto insurance premium.
- When the vehicle license is suspended: You may also need vehicle insurance even while you don’t have the license. But when you buy car insurance without driver licensed, your premium rates would be comparatively higher. And in this situation, you also have to be honest with the insurance provider. As long as you are capable of explaining the situation and the situation can be verified through your driving record, then you would not face any trouble to get the auto insurance.
- A judgment order: You may also need vehicle insurance when you don’t have the license or have been caught while driving without one and the judge orders you to get a license. In this case, to get a license, you would need an insured vehicle. Besides, in this situation, you will find a number of insurance providers, who are ready to offer this type of service to the unlicensed drivers. So, you can contact the local traffic court to get a reliable list of insurers.